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Borrowing Requirements, Credit Access, and Adverse Selection: Evidence from Kenya
(Georgetown University Initiative on Innovation, Development and Evaluation, 2016-07-18)
We examine the potential of asset-collateralized loans in low-income country credit markets. When a Kenyan dairy cooperative exogenously replaced high down payments and joint liability requirements with loans collateralized ...
High Hopes: experimental evidence on saving and the transition to high school in Kenya
(Georgetown University Initiative on Innovation, Development and Evaluation, 2018-01-18)
We report results of a randomized control trial in which parents of primary school leavers were encouraged to open a convenient bank account operated over a mobile money platform. A lock savings account (LSA) was randomly ...
Cash on delivery: Results of a randomized experiment to promote maternal health care in Kenya
(Georgetown University Initiative on Innovation, Development and Evaluation, 2017-09)
In an experimental setting in Kenya, we show that certain financial and informational interventions delivered over the mobile phone network can be highly effective in boosting facility delivery rates of poor, rural women. ...