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Cover for The Effect of Early Social Security Retirement Benefit Receipt on Poverty Among Older Women
dc.contributor.advisorCatilina, Eliane
dc.creator
dc.date.accessioned2020-06-30T19:56:40Z
dc.date.available2020-06-30T19:56:40Z
dc.date.created2020
dc.date.issued
dc.date.submitted01/01/2020
dc.identifier.uri
dc.descriptionM.P.P.
dc.description.abstractThis paper estimates the effect of early receipt of Social Security retirement benefits on poverty among older women using data from the RAND version of the Health and Retirement Study (HRS). Women are particularly vulnerable to poverty in old age due to their longer projected lifespans and often shorter earnings histories and lower retirement benefits compared to men. Women are also more likely than men to provide informal care to aging family members, and widows and divorcees may face additional disadvantages. Building on cumulative disadvantage theory, this paper focuses on older women and considers the interactions of health, caregiving responsibilities, and early Social Security receipt decisions on subsequent incomes relative to poverty 12 to 24 years after entering the HRS survey. I find that older women who received Social Security retirement benefits before reaching their full retirement age have lower household income relative to poverty in the last five of the seven survey years examined. Although there is no significant relationship for the full sample in the first two outcome years examined, I find that older women in certain disadvantaged groups who received benefits early have lower household income relative to poverty.
dc.formatPDF
dc.format.extent54 leaves
dc.languageen
dc.publisherGeorgetown University
dc.sourceGeorgetown University-Graduate School of Arts & Sciences
dc.sourcePublic Policy & Policy Management
dc.subjectearly retirement
dc.subjectolder adults
dc.subjectolder women
dc.subjectpoverty
dc.subjectSocial Security
dc.subject.lcshPublic policy
dc.subject.otherPublic policy
dc.titleThe Effect of Early Social Security Retirement Benefit Receipt on Poverty Among Older Women
dc.typethesis
dc.identifier.orcid0000-0001-8700-9785


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