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    Assessing the Student Loan Debt Burden of First-Generation College Students: Do They Face Additional Difficulties in Debt Repayment?"

    Cover for Assessing the Student Loan Debt Burden of First-Generation College Students: Do They Face Additional Difficulties in Debt Repayment?"
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    Creator
    Wang, Ruochen
    Advisor
    Mudrazija, Stipica
    ORCID
    0000-0002-6728-5755
    Abstract
    As a unique demographic group, first-generation college students are receiving an increasing amount of attention in recent years both as a result of their growing population and their implications on upward mobility. However, first-generation college students have characteristics that can facilitate their difficulties in receiving postsecondary education, especially in financial terms. This thesis tries to answer the question of whether first-generation college students, compared to continuing-generation students, take out greater amounts of government educational loans in financing their postsecondary education, and whether first-generation college student face greater student loan debt burdens at age 25 and age 30. Using data from the U.S. Bureau of Labor Statistics’ National Longitudinal Survey of Youth 1997 (NLSY97) and a fixed effects Ordinary Least Squares (OLS) model, this thesis found that first-generation students take out smaller amounts of government educational loans before and while attending their first postsecondary institution, and there is not enough evidence that the debt repayment pattern of first-generation students is significantly different from that of continuing-generation students. Policy implications of this thesis include continuous academic attention to first-generation college students, as well as the importance of collecting and administering high-quality data so that researchers are better able to conduct analyses that produce reliable results to advise policymaking.
    Description
    M.P.P.
    Permanent Link
    http://hdl.handle.net/10822/1059601
    Date Published
    2020
    Subject
    debt; education policy; first-generation student; public policy; student loan; Education and state; Public policy; Education, Higher; Education policy; Public policy; Higher education;
    Type
    thesis
    Publisher
    Georgetown University
    Extent
    43 leaves
    Collections
    • Graduate Theses and Dissertations - Public Policy
    Metadata
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      Does Post-recessionary Student Loan Debt Negatively Impact the Likelihood of Homeownership More Than Pre-recessionary Student Loan Debt? Evidence from Comparative, Cross-sectional Analyses of the Survey of Consumer Finances Data from 2004 and 2013 

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      More students are taking on loan debt for the purpose of postsecondary educational expenses and the amount of debt that students are taking on continues to increase over time. Until recently, few researchers had investigated ...
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    Georgetown University Seal
    ©2009 - 2022 Georgetown University Library
    37th & O Streets NW
    Washington DC 20057-1174
    202.687.7385
    digitalscholarship@georgetown.edu
    Accessibility