The Effects of Financial Innovations on Female Employment
Previous research provides evidence that the adoption of digital financial technologies drives up financial inclusion. However, the implications of this trend for job markets are still unknown. In this thesis, I use data from 98 countries between 2013 and 2019 from the Bank for International Settlements to investigate whether the emergence and adoption of digital financial technologies affect female labor force participation. Multivariate regression analyses indicate that financial technology (fintech) credit markets’ growth positively affects female employment outcomes. A series of robustness checks confirm these findings. Further studies suggest that youth female employment, youth aggregate employment, and general employment are also positively related to financial innovations, and that fintech credit is the only alternative credit type presenting such effects.
Showing items related by title, author, creator and subject.
Ebrahim, Amina; Leibbrandt, Murray; Ranchhod, Vimal (United Nations University World Institute for Development Economics Research, 2017-01)South Africa’s Employment Tax Incentive, launched in 2014, aimed to address low youth employment by reducing the cost of hiring young workers. We make use of anonymized tax administrative data from the 2012–2015 tax years ...