Predictivity, genetic tests and insurance law.
Romeo Casabona, Carlos Maria
Law and the human genome review = Revista de derecho y genoma humano / Chair in Law and the Human Genome, BBV Foundation-Provincial Government of Biscay, University of Deusto 2009 Jul-Dec(31): 107-22
An increasing discussion today consists of whether emerging genetic tests will provide a powerful tool for individual risk assessments for the life, health, disability and accident policies underwritten by private insurance companies and what could be the consequences of this for the insurance contract system built throughout the last decades. Thus, access to such risk information will facilitate more precise actuarial premium assessments.
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