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    Social and Financial Supports: The Effect on Saving in Individual Development Accounts

    Cover for Social and Financial Supports: The Effect on Saving in Individual Development Accounts
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    View/Open: Lyskawa_georgetown_0076M_11221.pdf (489kB) Bookview

    Creator
    Lyskawa, Julia
    Advisor
    Fitzpatrick, Katie
    Abstract
    The mission of the federal Assets for Independence (AFI) program is to help low-income families improve their financial literacy and acquire long-term assets by saving in special matched savings accounts called individual development accounts (IDAs). This paper evaluates the AFI program, specifically the effect offering financial and social services has on participant saving in individual development accounts. Using data from the AFI Annual Data Report, a cross-sectional analysis and a panel data analysis are both run to test this research question. Both models control for IDA participant characteristics. The results of these analyses illustrate that the availability of financial services for IDA savers has a positive impact on average participant savings. This may be an argument for requiring all AFI grantees to offer a minimum level of financial supports to participants.
    Description
    M.P.P.
    Permanent Link
    http://hdl.handle.net/10822/558166
    Date Published
    2011
    Subject
    AFI; asset building; assets for independence; IDA; individual development accounts; poverty; Public policy; Public Policy and Social Welfare;
    Type
    thesis
    Publisher
    Georgetown University
    Extent
    59 leaves
    Collections
    • Graduate Theses and Dissertations - Public Policy
    Metadata
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    Georgetown University Seal
    ©2009 - 2023 Georgetown University Library
    37th & O Streets NW
    Washington DC 20057-1174
    202.687.7385
    digitalscholarship@georgetown.edu
    Accessibility