The Potential Role of Genetic Testing in Risk Classification
Pokorski, Robert J.
The science of genetics studies the mechanisms by which parents transfer biological characteristics to their offspring. On a molecular level, genetic information is stored within the chromosomes of cells as DNA (deoxyribonucleic acid). Genes are specific portions of DNA that direct the production of proteins that function as structural materials in the body. The entire complement of genetic material within the chromosome is known as the genome. The human genome may contain as many as 100,000 genes.
The study papers included in this report were prepared to provide an initial background resource for further discussion, analysis and debate within the American Council of Life Insurance on some of the potential implications of genetic testing for the life insurance business. Accordingly, these papers are not intended to reflect viewpoints, recommendations or policy positions that the Council may express or adopt with respect to genetic testing in the future.
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Pokorski, Robert J.; Alexander, William; Battista, Mark; Kay, Brian; American Council of Life Insurance. Medical Section. Genetic Testing Committee. (1989-06-10)