Why Not Rate Health and Life Insurance by Risks?
Moore, Francis D.
New England Journal of Medicine. 1983 Jul 28; 309(4): 246-247.
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Stokes, Joseph (1983-02-17)It is argued that health insurance premiums, as is customary with life insurance, should be indexed to individual risk rather than to community experience. To be equitable, both health and life insurance premiums should be ...