AIDS: The Risks to Insurers, the Threat to Equity
Oppenheimer, Gerald M.
Padgug, Robert A.
Hastings Center Report. 1986 Oct; 16(5): 18-22.
Ethical and social issues concerning acquired immunodeficiency syndrome (AIDS) and health insurance are discussed by Oppenheimer, an associate professor of health and nutrition, and Padgug, a director of research and analysis for Empire Blue Cross/Blue Shield. Private health insurance, primarily employment-based, is the "centerpiece of the payment system" for health care in the United States. In order to remain competitive, private insurers either refuse coverage outright to members of some high risk groups, or else charge unaffordably high rates. It is unlikely that persons with AIDS, or those at risk for developing the disease, will be able to find a private insurer willing to cover them. Oppenheimer and Padgug recommend extending modified Medicare benefits to AIDS patients as one way of paying for their care. An even better way, they conclude, would be federally-sponsored universal coverage of all health care. (KIE abstract)
Aids; Aids Serodiagnosis; Acquired Immunodeficiency Syndrome; Disease; Discrimination; Economics; Employment; Financial Support; Government; Government Financing; Health; Health Care; Health Insurance; Homosexuals; Industry; Insurance; Justice; Mass Screening; Nutrition; Patients; Public Policy; Research; Resource Allocation; Risk; Social Discrimination;
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